Gross-to-Net Calculator 2026 for Germany

Calculate and compare your net income based on income, tax class, federal state, health insurance and employment type.

Inputs

Input Basis

Gross Income (€/Month)

€

Year

Tax Class

Federal State

Your Age

Church Tax

Eligible Children

Health Insurance

Health Insurer

Additional Rate (%)

Statutory Pension Insurance

Statutory Unemployment Insurance

Money Flow / Month

Employer Cost / Month

€6,058

- 17.5%

Gross / Month

€5,000

- 37.4%

Net / Month

€3,129

- 16.0%

Purchasing Power / Month

€2,630

Income Flow

IncomeTaxesSocial contributions

The labels mark the bars; hover flows to inspect transitions.

Include employer costSplit employer social contributions

Income & Deduction Structure

Distribution from Employer Cost / Month

Taxes: 12.9%Social (employee): 18.0%Social (employer): 17.5%VAT: 8.2%Purchasing power: 43.4%

Your Income in Global Comparison

Shows which top-% of the income distribution you belong to in each country. Lower is better.